{"id":253,"date":"2016-06-23T17:28:59","date_gmt":"2016-06-23T17:28:59","guid":{"rendered":"http:\/\/marioshomenews.com\/?p=253"},"modified":"2016-06-28T17:38:32","modified_gmt":"2016-06-28T17:38:32","slug":"your-miami-reverse-mortgage-contact","status":"publish","type":"post","link":"https:\/\/marioshomenews.com\/?p=253","title":{"rendered":"Your Miami Reverse Mortgage Contact"},"content":{"rendered":"<p>While we all hope to be healthy well into our golden years in retirements, statistics indicate at least 70% of Americans 65 and older will require some form of long term care or disability insurance. As we all know, these costs can be high and literally break the bank for many seniors adding undue stress to themselves and their families. \u00a0Let us be your <a href=\"http:\/\/www.stcloans.com\">Miami\u00a0reverse mortgage<\/a><a href=\"http:\/\/www.stcloans.com\"> c<\/a>ontact.<\/p>\n<p><a href=\"http:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/02\/Screen-Shot-2016-02-29-at-9.52.02-AM.png\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-112\" src=\"http:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/02\/Screen-Shot-2016-02-29-at-9.52.02-AM-300x198.png\" alt=\"Screen Shot 2016-02-29 at 9.52.02 AM\" width=\"300\" height=\"198\" srcset=\"https:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/02\/Screen-Shot-2016-02-29-at-9.52.02-AM-287x189.png 287w, https:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/02\/Screen-Shot-2016-02-29-at-9.52.02-AM-300x198.png 300w, https:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/02\/Screen-Shot-2016-02-29-at-9.52.02-AM.png 582w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>Wouldn\u2019t it make sense then, to plan for the unexpected?<\/p>\n<p>Most people want to stay in their homes as long as possible and in their communities, with familiar surroundings. Preparing for the future with in-home care is the most viable option. Not only do we become accustomed to our neighbors and community, we want to stay close to what we know and feel comfortable with.<\/p>\n<p>As we all know, health care costs are just continuing to increase. So, what options are available to seniors that will help allow finance these inevitable costs?<\/p>\n<p>A Home Equity Conversion Mortgage (HECM), known more commonly as a <a href=\"http:\/\/www.stcloans.com\/ReverseMortgages.php\">reverse mortgage,<\/a> is a Federal Housing Administration (FHA) insured loan.\u00a0 A reverse mortgage allows seniors 62 and older to tap a portion of their home\u2019s equity to obtain funds without having to make monthly mortgage payments.<strong><sup>\u00a0<\/sup><\/strong>\u00a0If you have an existing mortgage, then the balance would need to be paid off using the proceeds from the reverse mortgage.\u00a0 The borrower continues to own the house, and maintains title for the life of the loan. The home can also be sold at any time.\u00a0 The loan typically becomes due when the borrower moves out of the house as their primary residence or passes away. \u00a0Learn more about a reverse mortgage <a href=\"http:\/\/www.stcloans.com\">here<\/a>, on our website.<\/p>\n<p>Why not consider this option for either yourself or someone you know?<\/p>\n<p>I\u2019m <a href=\"http:\/\/www.stcloans.com\/LoanOfficers.php\">Mario Quintero<\/a>, your mortgage &amp; realtor for life. Let me be your Miami, Florida home consultant. Our office specializes in both residential and commercial real estate and financing programs. We help you secure conventional, jumbo, FHA and foreign national mortgage loans. We can also help your elderly parents secure a comfortable retirement with a reverse mortgage. \u00a0Call me today at 305-598-1600.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>While we all hope to be healthy well into our  [&#8230;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[44,4,47,103,43,41],"tags":[59,14,11,8],"class_list":["post-253","post","type-post","status-publish","format-standard","hentry","category-florida-reverse-mortgage","category-loan","category-miami-mortgage-broker","category-miami-realtor","category-miami-reverse-mortgage","category-reverse-mortgage","tag-benefits-of-a-reverse-mortgage","tag-florida-reverse-mortgage","tag-miami-reverse-mortgage","tag-reverse-mortgage"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Your 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