{"id":342,"date":"2016-10-28T18:51:48","date_gmt":"2016-10-28T18:51:48","guid":{"rendered":"http:\/\/marioshomenews.com\/?p=342"},"modified":"2016-10-28T18:51:48","modified_gmt":"2016-10-28T18:51:48","slug":"miami-jumbo-mortgage-loan","status":"publish","type":"post","link":"https:\/\/marioshomenews.com\/?p=342","title":{"rendered":"Miami Jumbo Mortgage Loan"},"content":{"rendered":"
\"Miami<\/a>

Miami jumbo mortgage loan<\/p><\/div>\n

<\/h2>\n

Miami Jumbo Mortgage Loan<\/h2>\n

The Miami jumbo mortgage loan is financial instrument widely used throughout South Florida real estate. \u00a0According to Bankrate.com,<\/a> “a jumbo mortgage is a home loan for an amount that exceeds conforming loan limits established by regulation. The jumbo loan limit is $417,000 in most of the United States. The limit on jumbo loans is $625,500 in the highest-cost areas.” \u00a0Any mortgage higher than $417,000 is a jumbo mortgage loan.<\/p>\n

The Miami real estate market has many homes which would qualify for the jumbo loan rate. \u00a0In fact, most of South Florida, from Palm Beach to the Keys would have many homes qualifying for such rates. \u00a0 Because of this, there may blenders willing to offer Miami jumbo mortgages. \u00a0However, you will find the qualification requirements for such loans continue to remain quite strong, \u00a0following the 2008 financial crisis.<\/p>\n

 <\/p>\n

Qualification rules<\/h2>\n

Prevailing interest rates have decreased dramatically since the 2008 financial crisis. \u00a0Although it may be less expensive for you to get a jumbo loan today, the requirements remain strict. \u00a0Jumbo mortgage borrowers aren’t necessarily wealthy individuals. \u00a0Borrowers are actually from middle, dual-income homes. Some buyers are even first-time borrowers. \u00a0 As a good quality Miami jumbo mortgage borrower, you will not only have very good credit, but sufficient income, assets and not too much debt.<\/p>\n

Most lenders require you to have good credit along with the other attributes mentioned above. \u00a0Additionally, lenders require a minimum 20% down payment. \u00a0The debt-to-earnings ratio plays an important role in the loan qualification process. \u00a0Your debt-to-income ratio compares your monthly debt obligations to your pretax income.<\/p>\n

 <\/p>\n

Why Work with Mario Quintero<\/h2>\n

Buying a home isn\u2019t just a matter of finding the right house, negotiating on it and reaching a workable price level. You must secure mortgage financing to purchase your dream home. \u00a0Because of this, as a trusted Miami realtor and efficient Miami mortgage broker, Mario will help your dream home become a reality.<\/p>\n

Mario Quintero, principal of Strock and Tanner Mortgage, gets your deal done. Let me be both your trusted Miami realtor and Miami mortgage broker. Don\u2019t attempt to negotiate on the purchase of your home on your own. Mario helps you reach the best price through his extensive negotiating skills.<\/p>\n

<\/h2>\n

Get in Touch with Mario<\/h2>\n

I\u2019m Mario Quintero<\/a>, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage.<\/p>\n

Call me today at 305-598-1600 or contact me here.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Miami Jumbo Mortgage Loan The Miami jumbo mortgage loan is […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[114,47,103,1],"tags":[58,55,23,81,52,115,20,65],"class_list":["post-342","post","type-post","status-publish","format-standard","hentry","category-miami-jumbo-mortgage-loan","category-miami-mortgage-broker","category-miami-realtor","category-real-estate","tag-florida-mortgage-broker","tag-florida-mortgage-specialist","tag-jumbo-loans","tag-maimi-real-estate-broker","tag-miami-home-loans","tag-miami-jumbo-mortgage-loan","tag-miami-mortgage-broker","tag-miami-mortgage-company"],"yoast_head":"\nMiami jumbo mortgage loan<\/title>\n<meta name=\"description\" content=\"Looking for more information on a Miami jumbo mortgage loan? 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