{"id":350,"date":"2016-11-11T21:15:10","date_gmt":"2016-11-11T21:15:10","guid":{"rendered":"http:\/\/marioshomenews.com\/?p=350"},"modified":"2016-11-11T21:15:10","modified_gmt":"2016-11-11T21:15:10","slug":"va-loan-for-veterans","status":"publish","type":"post","link":"https:\/\/marioshomenews.com\/?p=350","title":{"rendered":"VA Loan for Veterans"},"content":{"rendered":"<div id=\"attachment_351\" style=\"width: 310px\" class=\"wp-caption alignnone\"><img decoding=\"async\" aria-describedby=\"caption-attachment-351\" class=\"VA Loan for Veterans wp-image-351 size-medium\" title=\"VA Loan for Veterans\" src=\"http:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/11\/Screen-Shot-2016-11-11-at-3.48.00-PM-300x201.png\" alt=\"VA Loan for Veterans\" width=\"300\" height=\"201\" srcset=\"https:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/11\/Screen-Shot-2016-11-11-at-3.48.00-PM-287x192.png 287w, https:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/11\/Screen-Shot-2016-11-11-at-3.48.00-PM-300x201.png 300w, https:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/11\/Screen-Shot-2016-11-11-at-3.48.00-PM.png 338w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><p id=\"caption-attachment-351\" class=\"wp-caption-text\">VA Loan for Veterans<\/p><\/div>\n<p>A VA Loan for Veterans<\/p>\n<h2>What is a VA Loan for Veterans?<\/h2>\n<p>Are you a veteran who has served in the United States armed forces in either a time of peace or war? \u00a0You quality for a VA loan for veterans.<\/p>\n<p>According to Wikipedia, &#8220;A VA loan\u00a0for veterans\u00a0is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders.<\/p>\n<p>The VA loan for veterans offers long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry). \u00a0The basic intention of the VA loan for veterans is to supply home financing to eligible veterans in areas where private financing is not generally \u00a0available. \u00a0 Additionally, it helps veterans purchase properties with no down payment.<\/p>\n<p>&nbsp;<\/p>\n<h2>How does a VA Loan for Veterans Work?<\/h2>\n<p>The VA loan allows veterans 103.3 percent financing without private mortgage insurance or a 20 percent second mortgage. \u00a0It also allows for up \u00a0to $6,000 for energy efficient improvements. A VA funding fee of 0 to 3.3% of the loan amount is paid to the VA. \u00a0Additionally, this fee may be financed. In a purchase, veterans may borrow up to 103.3% of the sales price or reasonable value of the home, whichever is less. Since there is no monthly PMI, more of the mortgage payment goes directly towards qualifying for the loan amount. Consequently, this allows you a larger loan amount with the same payment.<\/p>\n<p>In a refinance, where a new VA loan is created, you may borrow up to 100% of the value, as long as allowed by your state&#8217;s laws. In a refinance where the loan is a VA loan refinancing to VA loan (IRRRL Refinance), the veteran may borrow up to 100.5% of the total loan amount. The additional .5% is the funding fee for an VA Interest Rate Reduction Refinance.<\/p>\n<p>VA loans allow veterans to qualify for loan amounts larger than traditional Fannie Mae of conforming loans. VA will insure a mortgage where the monthly payment of the loan is up to 41% of the gross monthly income vs. 28% for a conforming loan assuming the veteran has no monthly bills.<\/p>\n<p>The maximum VA loan guarantee varies by county. \u00a0The maximum VA loan amount with no down payment is usually $417,000. \u00a0However, depending upon where you live, this amount may rise to as much as $1,094,625 in certain specified &#8220;high-cost counties&#8221;.&#8221;<\/p>\n<p>&nbsp;<\/p>\n<h2>Why Work with Mario Quintero<\/h2>\n<p>Are you a veteran looking to both purchase and secure mortgage financing? \u00a0Buying a home isn\u2019t just a matter of finding the right house. Negotiating and reaching a workable price level work hand in hand. You must secure mortgage financing to purchase your dream home. Because of this, as a trusted Miami realtor and efficient Miami mortgage broker, Mario will help your dream home become a reality.<\/p>\n<p><a href=\"http:\/\/www.stcloans.com\/LoanOfficers.php\">Mario Quintero,<\/a> principal of <a href=\"http:\/\/www.stcloans.com\">Strock and Tanner Mortgage<\/a>, gets your deal done. Let me be both your trusted Miami realtor and Miami mortgage broker. Don\u2019t attempt to negotiate on the purchase of your home on your own. Mario helps you reach the best price through his extensive negotiating skills.<\/p>\n<p>&nbsp;<\/p>\n<h2>Get in Touch with Mario<\/h2>\n<p>I\u2019m <a href=\"http:\/\/www.stcloans.com\/LoanOfficers.php\">Mario Quintero,<\/a> your mortgage &amp; realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure you VA loan for veterans, \u00a0conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage.<\/p>\n<p>Call me today at 305-598-1600 or contact me here.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A VA Loan for Veterans What is a VA Loan  [&#8230;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[47,103,7,1,117],"tags":[106,81,90,20,120,78,75,118,119],"class_list":["post-350","post","type-post","status-publish","format-standard","hentry","category-miami-mortgage-broker","category-miami-realtor","category-mortgage","category-real-estate","category-va-loan-for-veterans","tag-interest-rates","tag-maimi-real-estate-broker","tag-miami-home-consultant","tag-miami-mortgage-broker","tag-miami-real-estate","tag-miami-real-estate-agent","tag-miami-realtor","tag-va-loan-for-veterans","tag-va-loans-for-veterans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>VA Loan for Veterans - Mario&#039;s Home News<\/title>\n<meta name=\"description\" content=\"You may qualify for a VA loan for veterans if you a veteran who has served in the United States armed forces in either a time of peace or war?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/marioshomenews.com\/?p=350\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VA Loan for Veterans - Mario&#039;s Home News\" \/>\n<meta property=\"og:description\" content=\"You may qualify for a VA loan for veterans if you a veteran who has served in the United States armed forces in either a time of peace or war?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/marioshomenews.com\/?p=350\" \/>\n<meta property=\"og:site_name\" content=\"Mario&#039;s Home News\" \/>\n<meta property=\"article:published_time\" content=\"2016-11-11T21:15:10+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/11\/Screen-Shot-2016-11-11-at-3.48.00-PM-300x201.png\" \/>\n<meta name=\"author\" content=\"Andy Rodriguez\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Andy Rodriguez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=350#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=350\"},\"author\":{\"name\":\"Andy Rodriguez\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/#\\\/schema\\\/person\\\/0e8eb147a80e39031b6c0b97b4ef2b3e\"},\"headline\":\"VA Loan for Veterans\",\"datePublished\":\"2016-11-11T21:15:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=350\"},\"wordCount\":612,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=350#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/marioshomenews.com\\\/wp-content\\\/uploads\\\/2016\\\/11\\\/Screen-Shot-2016-11-11-at-3.48.00-PM-300x201.png\",\"keywords\":[\"interest rates\",\"Maimi real estate broker\",\"Miami home consultant\",\"Miami mortgage broker\",\"Miami real estate\",\"Miami real estate agent\",\"Miami realtor\",\"VA Loan for Veterans\",\"VA Loans for Veterans\"],\"articleSection\":[\"Miami mortgage broker\",\"Miami Realtor\",\"Mortgage\",\"Real Estate\",\"VA Loan for Veterans\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/marioshomenews.com\\\/?p=350#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=350\",\"url\":\"https:\\\/\\\/marioshomenews.com\\\/?p=350\",\"name\":\"VA Loan for Veterans - Mario&#039;s Home News\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=350#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=350#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/marioshomenews.com\\\/wp-content\\\/uploads\\\/2016\\\/11\\\/Screen-Shot-2016-11-11-at-3.48.00-PM-300x201.png\",\"datePublished\":\"2016-11-11T21:15:10+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/#\\\/schema\\\/person\\\/0e8eb147a80e39031b6c0b97b4ef2b3e\"},\"description\":\"You may qualify for a VA loan for veterans if you a veteran who has served in the United States armed forces in either a time of peace or war?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=350#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/marioshomenews.com\\\/?p=350\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=350#primaryimage\",\"url\":\"https:\\\/\\\/marioshomenews.com\\\/wp-content\\\/uploads\\\/2016\\\/11\\\/Screen-Shot-2016-11-11-at-3.48.00-PM.png\",\"contentUrl\":\"https:\\\/\\\/marioshomenews.com\\\/wp-content\\\/uploads\\\/2016\\\/11\\\/Screen-Shot-2016-11-11-at-3.48.00-PM.png\",\"width\":338,\"height\":226,\"caption\":\"VA Loans for Veterans Living in Florida\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=350#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/marioshomenews.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"VA Loan for Veterans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/#website\",\"url\":\"https:\\\/\\\/marioshomenews.com\\\/\",\"name\":\"Mario&#039;s Home News\",\"description\":\"Reverse Mortgages Residential Loan Commercial Loan\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/marioshomenews.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/#\\\/schema\\\/person\\\/0e8eb147a80e39031b6c0b97b4ef2b3e\",\"name\":\"Andy Rodriguez\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g\",\"caption\":\"Andy Rodriguez\"},\"url\":\"https:\\\/\\\/marioshomenews.com\\\/?author=3\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"VA Loan for Veterans - Mario&#039;s Home News","description":"You may qualify for a VA loan for veterans if you a veteran who has served in the United States armed forces in either a time of peace or war?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/marioshomenews.com\/?p=350","og_locale":"en_US","og_type":"article","og_title":"VA Loan for Veterans - Mario&#039;s Home News","og_description":"You may qualify for a VA loan for veterans if you a veteran who has served in the United States armed forces in either a time of peace or war?","og_url":"https:\/\/marioshomenews.com\/?p=350","og_site_name":"Mario&#039;s Home News","article_published_time":"2016-11-11T21:15:10+00:00","og_image":[{"url":"http:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/11\/Screen-Shot-2016-11-11-at-3.48.00-PM-300x201.png","type":"","width":"","height":""}],"author":"Andy Rodriguez","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Andy Rodriguez","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/marioshomenews.com\/?p=350#article","isPartOf":{"@id":"https:\/\/marioshomenews.com\/?p=350"},"author":{"name":"Andy Rodriguez","@id":"https:\/\/marioshomenews.com\/#\/schema\/person\/0e8eb147a80e39031b6c0b97b4ef2b3e"},"headline":"VA Loan for Veterans","datePublished":"2016-11-11T21:15:10+00:00","mainEntityOfPage":{"@id":"https:\/\/marioshomenews.com\/?p=350"},"wordCount":612,"commentCount":0,"image":{"@id":"https:\/\/marioshomenews.com\/?p=350#primaryimage"},"thumbnailUrl":"http:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/11\/Screen-Shot-2016-11-11-at-3.48.00-PM-300x201.png","keywords":["interest rates","Maimi real estate broker","Miami home consultant","Miami mortgage broker","Miami real estate","Miami real estate agent","Miami realtor","VA Loan for Veterans","VA Loans for Veterans"],"articleSection":["Miami mortgage broker","Miami Realtor","Mortgage","Real Estate","VA Loan for Veterans"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/marioshomenews.com\/?p=350#respond"]}]},{"@type":"WebPage","@id":"https:\/\/marioshomenews.com\/?p=350","url":"https:\/\/marioshomenews.com\/?p=350","name":"VA Loan for Veterans - Mario&#039;s Home News","isPartOf":{"@id":"https:\/\/marioshomenews.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/marioshomenews.com\/?p=350#primaryimage"},"image":{"@id":"https:\/\/marioshomenews.com\/?p=350#primaryimage"},"thumbnailUrl":"http:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/11\/Screen-Shot-2016-11-11-at-3.48.00-PM-300x201.png","datePublished":"2016-11-11T21:15:10+00:00","author":{"@id":"https:\/\/marioshomenews.com\/#\/schema\/person\/0e8eb147a80e39031b6c0b97b4ef2b3e"},"description":"You may qualify for a VA loan for veterans if you a veteran who has served in the United States armed forces in either a time of peace or war?","breadcrumb":{"@id":"https:\/\/marioshomenews.com\/?p=350#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/marioshomenews.com\/?p=350"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/marioshomenews.com\/?p=350#primaryimage","url":"https:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/11\/Screen-Shot-2016-11-11-at-3.48.00-PM.png","contentUrl":"https:\/\/marioshomenews.com\/wp-content\/uploads\/2016\/11\/Screen-Shot-2016-11-11-at-3.48.00-PM.png","width":338,"height":226,"caption":"VA Loans for Veterans Living in Florida"},{"@type":"BreadcrumbList","@id":"https:\/\/marioshomenews.com\/?p=350#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/marioshomenews.com\/"},{"@type":"ListItem","position":2,"name":"VA Loan for Veterans"}]},{"@type":"WebSite","@id":"https:\/\/marioshomenews.com\/#website","url":"https:\/\/marioshomenews.com\/","name":"Mario&#039;s Home News","description":"Reverse Mortgages Residential Loan Commercial Loan","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/marioshomenews.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/marioshomenews.com\/#\/schema\/person\/0e8eb147a80e39031b6c0b97b4ef2b3e","name":"Andy Rodriguez","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g","caption":"Andy Rodriguez"},"url":"https:\/\/marioshomenews.com\/?author=3"}]}},"_links":{"self":[{"href":"https:\/\/marioshomenews.com\/index.php?rest_route=\/wp\/v2\/posts\/350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marioshomenews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marioshomenews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marioshomenews.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/marioshomenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=350"}],"version-history":[{"count":0,"href":"https:\/\/marioshomenews.com\/index.php?rest_route=\/wp\/v2\/posts\/350\/revisions"}],"wp:attachment":[{"href":"https:\/\/marioshomenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=350"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marioshomenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=350"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marioshomenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}