{"id":431,"date":"2017-02-02T21:50:16","date_gmt":"2017-02-02T21:50:16","guid":{"rendered":"http:\/\/marioshomenews.com\/?p=431"},"modified":"2017-02-02T21:50:16","modified_gmt":"2017-02-02T21:50:16","slug":"down-payment-for-home-loan","status":"publish","type":"post","link":"https:\/\/marioshomenews.com\/?p=431","title":{"rendered":"Down Payment for a Home Loan in Miami, Florida"},"content":{"rendered":"<div id=\"attachment_433\" style=\"width: 310px\" class=\"wp-caption alignnone\"><a href=\"http:\/\/marioshomenews.com\/wp-content\/uploads\/2017\/02\/Screen-Shot-2017-02-02-at-4.48.57-PM.png\"><img decoding=\"async\" aria-describedby=\"caption-attachment-433\" class=\"size-medium wp-image-433\" src=\"http:\/\/marioshomenews.com\/wp-content\/uploads\/2017\/02\/Screen-Shot-2017-02-02-at-4.48.57-PM-300x168.png\" alt=\"down payment for home loan\" width=\"300\" height=\"168\" srcset=\"https:\/\/marioshomenews.com\/wp-content\/uploads\/2017\/02\/Screen-Shot-2017-02-02-at-4.48.57-PM-287x161.png 287w, https:\/\/marioshomenews.com\/wp-content\/uploads\/2017\/02\/Screen-Shot-2017-02-02-at-4.48.57-PM-300x168.png 300w, https:\/\/marioshomenews.com\/wp-content\/uploads\/2017\/02\/Screen-Shot-2017-02-02-at-4.48.57-PM.png 680w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><p id=\"caption-attachment-433\" class=\"wp-caption-text\">down payment for home loan<\/p><\/div>\n<p>&nbsp;<\/p>\n<h2>Down Payment for Home Loan<\/h2>\n<p>Buyers here in Miami regularly ask me, &#8220;How much do I need for a down payment for a home loan?&#8221; \u00a0The down payment for a home loan can vary depending upon your individual circumstance.<\/p>\n<p>If your down payment for a home loan is less than 20 percent, then you must pay for private mortgage insurance. Private mortgage insurance insures the lender for the amount of loan-to-value above 80 percent. For example, a $100,000 home with a $90,000 mortgage has a 90 percent loan-to-value.<\/p>\n<p>While you are not required to have a 20% down payment for your home loan, \u00a0there are benefits to this. \u00a0Putting 20 percent down allows you to avoid private mortgage insurance. Private mortgage insurance is additional insurance lenders require from you when the down payment is less than 20 percent of the sales price or appraised value.<\/p>\n<h2>Why Work with Mario Quintero<\/h2>\n<p>Would you like to take advantage of the various conventional loan benefits available? Let me help you take a look at your options. I have been in the home mortgage loan business since 2002. Because of this, my experience is tested and true. I have helped thousands of clients like you with their conventional home loan needs.<\/p>\n<p>Let me be both your trusted Miami realtor and Miami mortgage broker. It is my burning desire to build a business based on strong, lasting, lifelong relationships, one person at a time, through confidence and trust. I look forward to hearing from you and I can be contacted via email Mario@stcloans.com.<\/p>\n<h2>Get in Touch with Mario<\/h2>\n<p>I\u2019m <a href=\"http:\/\/www.stcloans.com\/LoanOfficers.php\">Mario Quintero<\/a> of<a href=\"http:\/\/www.stcloans.com\"> STC Loans<\/a>, your mortgage &amp; realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage.<\/p>\n<p>Call me today at 305-598-1600 or <a href=\"http:\/\/www.stcloans.com\/MessageUs.php\">contact me here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Down Payment for Home Loan Buyers here in Miami  [&#8230;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-431","post","type-post","status-publish","format-standard","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Down payment for home loan<\/title>\n<meta name=\"description\" content=\"Buyers here in Miami regularly ask me, &quot;How much do I need for a down payment home loan Miami?&quot; The down payment for home 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