{"id":572,"date":"2017-06-02T01:04:01","date_gmt":"2017-06-02T01:04:01","guid":{"rendered":"http:\/\/marioshomenews.com\/?p=572"},"modified":"2017-06-02T01:28:16","modified_gmt":"2017-06-02T01:28:16","slug":"officially-miami-hurricane-season","status":"publish","type":"post","link":"https:\/\/marioshomenews.com\/?p=572","title":{"rendered":"We’re Officially in Miami Hurricane Season"},"content":{"rendered":"

 <\/p>\n

\"Miami<\/a>

Miami Hurricane Season<\/p><\/div>\n

 <\/p>\n

From CNBC June 1, 2017<\/p>\n

 <\/p>\n

Miami Hurricane Season<\/h2>\n

You \u2014 and your home \u2014 are in for a tough Miami hurricane season.\u00a0Scientists expect 11 to 17 named storms in 2017, and as many as 9 may be hurricanes.<\/p>\n

It’s looking like a busy season for hurricanes \u2014 and homeowners.\u00a0Prime time for these big storms along the Atlantic coast kicks off on June 1 and runs until Nov. 30.<\/p>\n

Scientists at the National Oceanic and Atmospheric Administration are forecasting “an above normal” hurricane season with as many as 11 to 17 named storms this year. Of those, 5 to 9 could become hurricanes. Four of these may become major hurricanes with sustained winds of at least 111 mph.<\/p>\n

 <\/p>\n

Hurricane Sandy, which bashed the East Coast in October 2012, resulted in $18.8 billion in estimated insured losses, according to Verisk Analytics’ Property Claim Services.<\/p>\n

Check these items in your existing policy to get a sense of how well you’re covered in the event of a storm:<\/h2>\n

Homeowners insurance limits<\/h2>\n

Your homeowners coverage isn’t bulletproof if a tropical storm or hurricane strikes your home.<\/p>\n

For instance, your policy may have a hurricane deductible, making you responsible for the equivalent of 1 percent to 5 percent of your home’s insured value.<\/p>\n

Whether this deductible is applied will be based on your policy’s terms and your state’s insurance laws. \u00a0Hurricane deductibles are in effect in 19 states and the District of Columbia, according to the Insurance Information Institute. \u00a0These are Alabama, Connecticut, Delaware, Florida, Georgia, Hawaii, Louisiana, Maine, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas and Virginia.<\/p>\n

Aim to have at least the amount you’d need to meet your deductible either in cash or in a home equity line that you arrange ahead of time.<\/p>\n

Flood insurance<\/h2>\n

Your homeowner’s coverage likely won’t cover any damage related to flooding, so you’ll need to buy this coverage through either the National Flood Insurance Program or the private market. \u00a0A 2016 poll from the Insurance Information Institute showed that 12 percent of American homeowners had a flood insurance policy.<\/p>\n

Keep in mind that this isn’t a cure-all: Under the program, coverage on the structure of your home is limited to $250,000, and your contents are protected up to $100,000.<\/p>\n

Here’s your checklist<\/h2>\n

Know your deductible:<\/strong> Understand the amount you’ll need to pay out of pocket before your coverage kicks in. See how your hurricane deductible compares to your standard deductible.<\/p>\n

Review your policy’s details:<\/strong> Examine your homeowner’s policy and see if your insurer will reimburse you for a hotel stay or rental home if you’re displaced from your dwelling. Check the limits: These can be a per diem or a flat dollar amount.<\/p>\n

Top up your insurance shortfalls now:<\/strong> If you haven’t bought flood coverage, and you live near water, you’re taking a big risk. Consider excess flood coverage if your home’s value exceeds the $250,000 maximum covered by the National Flood Insurance Program.<\/p>\n

Don’t forget personal items:<\/strong> Think about adding endorsements to your homeowner’s coverage so that you can replace valuables<\/p>\n

Consider improvements to protect your home:<\/strong> Check valves can protect your home from sewage and drainage backflow. Roof clamps and window shutters can limit your wind damage in the event of a storm. \u00a0“Once you’ve let the wind in through a broken window, the likelihood is that you’ll lose the roof and home.”<\/p>\n

Get in Touch with Mario<\/a>, Your Miami Realtor<\/h2>\n

I\u2019m Mario Quintero<\/a> of Strock and Tanner Mortgage,<\/a> your mortgage & realtor for life. \u00a0I’ve lived in South Florida long enough to know the dangers hurricanes can pose to your home. \u00a0Let me help you weather storms with appropriate checklists. \u00a0Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage..<\/p>\n","protected":false},"excerpt":{"rendered":"

    From CNBC June 1, 2017   Miami Hurricane […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[147,103,7,1],"tags":[177,176,178,180,179],"class_list":["post-572","post","type-post","status-publish","format-standard","hentry","category-miami-real-estate","category-miami-realtor","category-mortgage","category-real-estate","tag-hurricane-season","tag-hurricanes","tag-miami-hurricane-season","tag-storms","tag-tropical-storms"],"yoast_head":"\nWe're Officially in Miami Hurricane Season - Mario's Home News<\/title>\n<meta name=\"description\" content=\"You \u2014 and your home \u2014 are in for a tough Miami hurricane season. Scientists expect 11 to 17 named storms in 2017, and as many as 9 may be hurricanes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/marioshomenews.com\/?p=572\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"We're Officially in Miami Hurricane Season - Mario's Home News\" \/>\n<meta property=\"og:description\" content=\"You \u2014 and your home \u2014 are in for a tough Miami hurricane season. Scientists expect 11 to 17 named storms in 2017, and as many as 9 may be hurricanes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/marioshomenews.com\/?p=572\" \/>\n<meta property=\"og:site_name\" content=\"Mario's Home News\" \/>\n<meta property=\"article:published_time\" content=\"2017-06-02T01:04:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-06-02T01:28:16+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/marioshomenews.com\/wp-content\/uploads\/2017\/06\/iStock-538908846-300x200.jpg\" \/>\n<meta name=\"author\" content=\"Andy Rodriguez\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Andy Rodriguez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=572#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=572\"},\"author\":{\"name\":\"Andy Rodriguez\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/#\\\/schema\\\/person\\\/0e8eb147a80e39031b6c0b97b4ef2b3e\"},\"headline\":\"We’re Officially in Miami Hurricane Season\",\"datePublished\":\"2017-06-02T01:04:01+00:00\",\"dateModified\":\"2017-06-02T01:28:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=572\"},\"wordCount\":684,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=572#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/marioshomenews.com\\\/wp-content\\\/uploads\\\/2017\\\/06\\\/iStock-538908846-300x200.jpg\",\"keywords\":[\"hurricane season\",\"hurricanes\",\"miami hurricane season\",\"storms\",\"tropical storms\"],\"articleSection\":[\"Miami Real Estate\",\"Miami Realtor\",\"Mortgage\",\"Real Estate\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/marioshomenews.com\\\/?p=572#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=572\",\"url\":\"https:\\\/\\\/marioshomenews.com\\\/?p=572\",\"name\":\"We're Officially in Miami Hurricane Season - Mario's Home News\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=572#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=572#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/marioshomenews.com\\\/wp-content\\\/uploads\\\/2017\\\/06\\\/iStock-538908846-300x200.jpg\",\"datePublished\":\"2017-06-02T01:04:01+00:00\",\"dateModified\":\"2017-06-02T01:28:16+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/#\\\/schema\\\/person\\\/0e8eb147a80e39031b6c0b97b4ef2b3e\"},\"description\":\"You \u2014 and your home \u2014 are in for a tough Miami hurricane season. Scientists expect 11 to 17 named storms in 2017, and as many as 9 may be hurricanes.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=572#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/marioshomenews.com\\\/?p=572\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=572#primaryimage\",\"url\":\"https:\\\/\\\/marioshomenews.com\\\/wp-content\\\/uploads\\\/2017\\\/06\\\/iStock-538908846.jpg\",\"contentUrl\":\"https:\\\/\\\/marioshomenews.com\\\/wp-content\\\/uploads\\\/2017\\\/06\\\/iStock-538908846.jpg\",\"width\":724,\"height\":483,\"caption\":\"Miami Hurricane Season\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=572#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/marioshomenews.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"We’re Officially in Miami Hurricane Season\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/#website\",\"url\":\"https:\\\/\\\/marioshomenews.com\\\/\",\"name\":\"Mario's Home News\",\"description\":\"Reverse Mortgages Residential Loan Commercial Loan\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/marioshomenews.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/#\\\/schema\\\/person\\\/0e8eb147a80e39031b6c0b97b4ef2b3e\",\"name\":\"Andy Rodriguez\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g\",\"caption\":\"Andy Rodriguez\"},\"url\":\"https:\\\/\\\/marioshomenews.com\\\/?author=3\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"We're Officially in Miami Hurricane Season - Mario's Home News","description":"You \u2014 and your home \u2014 are in for a tough Miami hurricane season. Scientists expect 11 to 17 named storms in 2017, and as many as 9 may be hurricanes.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/marioshomenews.com\/?p=572","og_locale":"en_US","og_type":"article","og_title":"We're Officially in Miami Hurricane Season - Mario's Home News","og_description":"You \u2014 and your home \u2014 are in for a tough Miami hurricane season. Scientists expect 11 to 17 named storms in 2017, and as many as 9 may be hurricanes.","og_url":"https:\/\/marioshomenews.com\/?p=572","og_site_name":"Mario's Home News","article_published_time":"2017-06-02T01:04:01+00:00","article_modified_time":"2017-06-02T01:28:16+00:00","og_image":[{"url":"http:\/\/marioshomenews.com\/wp-content\/uploads\/2017\/06\/iStock-538908846-300x200.jpg","type":"","width":"","height":""}],"author":"Andy Rodriguez","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Andy Rodriguez","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/marioshomenews.com\/?p=572#article","isPartOf":{"@id":"https:\/\/marioshomenews.com\/?p=572"},"author":{"name":"Andy Rodriguez","@id":"https:\/\/marioshomenews.com\/#\/schema\/person\/0e8eb147a80e39031b6c0b97b4ef2b3e"},"headline":"We’re Officially in Miami Hurricane Season","datePublished":"2017-06-02T01:04:01+00:00","dateModified":"2017-06-02T01:28:16+00:00","mainEntityOfPage":{"@id":"https:\/\/marioshomenews.com\/?p=572"},"wordCount":684,"commentCount":0,"image":{"@id":"https:\/\/marioshomenews.com\/?p=572#primaryimage"},"thumbnailUrl":"http:\/\/marioshomenews.com\/wp-content\/uploads\/2017\/06\/iStock-538908846-300x200.jpg","keywords":["hurricane season","hurricanes","miami hurricane season","storms","tropical storms"],"articleSection":["Miami Real Estate","Miami Realtor","Mortgage","Real Estate"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/marioshomenews.com\/?p=572#respond"]}]},{"@type":"WebPage","@id":"https:\/\/marioshomenews.com\/?p=572","url":"https:\/\/marioshomenews.com\/?p=572","name":"We're Officially in Miami Hurricane Season - Mario's Home News","isPartOf":{"@id":"https:\/\/marioshomenews.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/marioshomenews.com\/?p=572#primaryimage"},"image":{"@id":"https:\/\/marioshomenews.com\/?p=572#primaryimage"},"thumbnailUrl":"http:\/\/marioshomenews.com\/wp-content\/uploads\/2017\/06\/iStock-538908846-300x200.jpg","datePublished":"2017-06-02T01:04:01+00:00","dateModified":"2017-06-02T01:28:16+00:00","author":{"@id":"https:\/\/marioshomenews.com\/#\/schema\/person\/0e8eb147a80e39031b6c0b97b4ef2b3e"},"description":"You \u2014 and your home \u2014 are in for a tough Miami hurricane season. Scientists expect 11 to 17 named storms in 2017, and as many as 9 may be hurricanes.","breadcrumb":{"@id":"https:\/\/marioshomenews.com\/?p=572#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/marioshomenews.com\/?p=572"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/marioshomenews.com\/?p=572#primaryimage","url":"https:\/\/marioshomenews.com\/wp-content\/uploads\/2017\/06\/iStock-538908846.jpg","contentUrl":"https:\/\/marioshomenews.com\/wp-content\/uploads\/2017\/06\/iStock-538908846.jpg","width":724,"height":483,"caption":"Miami Hurricane Season"},{"@type":"BreadcrumbList","@id":"https:\/\/marioshomenews.com\/?p=572#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/marioshomenews.com\/"},{"@type":"ListItem","position":2,"name":"We’re Officially in Miami Hurricane Season"}]},{"@type":"WebSite","@id":"https:\/\/marioshomenews.com\/#website","url":"https:\/\/marioshomenews.com\/","name":"Mario's Home News","description":"Reverse Mortgages Residential Loan Commercial Loan","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/marioshomenews.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/marioshomenews.com\/#\/schema\/person\/0e8eb147a80e39031b6c0b97b4ef2b3e","name":"Andy Rodriguez","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f356c309e23e550c4696b8f90f2f436f5168a99f41000ad6b4b6ef09b4f6f728?s=96&d=mm&r=g","caption":"Andy Rodriguez"},"url":"https:\/\/marioshomenews.com\/?author=3"}]}},"_links":{"self":[{"href":"https:\/\/marioshomenews.com\/index.php?rest_route=\/wp\/v2\/posts\/572","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marioshomenews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marioshomenews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marioshomenews.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/marioshomenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=572"}],"version-history":[{"count":0,"href":"https:\/\/marioshomenews.com\/index.php?rest_route=\/wp\/v2\/posts\/572\/revisions"}],"wp:attachment":[{"href":"https:\/\/marioshomenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=572"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marioshomenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=572"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marioshomenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=572"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}