{"id":682,"date":"2018-01-19T22:25:14","date_gmt":"2018-01-19T22:25:14","guid":{"rendered":"http:\/\/marioshomenews.com\/?p=682"},"modified":"2018-01-19T22:25:14","modified_gmt":"2018-01-19T22:25:14","slug":"low-down-payment-closings","status":"publish","type":"post","link":"https:\/\/marioshomenews.com\/?p=682","title":{"rendered":"Low Down Payment Closings"},"content":{"rendered":"
\"Low<\/a>

Low Down Payment Closings<\/p><\/div>\n

\"\"<\/a><\/p>\n

In the last two weeks, STC Loans together with C and C Title Agency have been able to help two new families become first time buyers with low down payment closings. \u00a0We couldn’t be more thrilled for them. \u00a0Using our 5 % down conventional lender paid PMI, first time buyers Richard, Mickey and Nicole are well underway in early home ownership. \u00a0We extend a very special thanks to Laura M. Menendez, our senior loan processor and Carolyn Martinez of C and C Title Agency.<\/p>\n

In 2017 conventional mortgage lenders introduced the 5% down loan and the lender pays for the PMI (private mortgage insurance) up front. \u00a0What a great program, facilitating the purchase of homes to first-time homebuyers. \u00a0In exchange for a slightly higher interest rate, young buyers can begin to experience the privilege of home ownership.<\/p>\n

The monthly PMI is approximately half of what FHA loan pays. \u00a0The PMI will be reevaluated when the loan reaches 80% loan to value in order to be eliminated.\u00a0 As opposed to FHA where the PMI is for the life of the loan.\u00a0 The conventional lender paid PMI loan is for borrowers that have a minimum 640 FICO. The higher the FICO into the 700\u2019s, the better the interest rate becomes.<\/p>\n

This product is being used by many first-time home buyers because of the monthly savings on the PMI.\u00a0 The product can be used up to the new conventional lending loan limits which have recently increased to 455,000.<\/p>\n

Why Work with Mario Quintero<\/strong><\/h2>\n

Do you know any young people starting out who could benefit from this amazing program? \u00a0How many of us would not have liked this opportunity starting out? \u00a0Are you in the market looking to buy, sell, rent or lease a property? Mario Quintero has been in the mortgage business since 2002. Mario\u2019s experience is tested and true. Mario has helped hundreds of families purchase their dream homes and secure competitive financing.<\/p>\n

Mario Quintero, principal of\u00a0Strock and Tanner Mortgage<\/a>, gets your deal done. Let me be both your trusted Miami realtor and Miami mortgage broker.<\/p>\n

Get in Touch with Mario<\/strong><\/h2>\n

I\u2019m Mario Quintero, your mortgage & realtor for life. Let me be your Miami home consultant. Our office specializes in both residential and commercial real estate and financing programs. Let me help you secure a VA, conventional, jumbo, FHA and foreign national mortgage loans. Furthermore, we can help your elderly parents secure a comfortable retirement with a reverse mortgage.<\/p>\n","protected":false},"excerpt":{"rendered":"

In the last two weeks, STC Loans together with C […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,116,170,103],"tags":[235,236,234],"class_list":["post-682","post","type-post","status-publish","format-standard","hentry","category-loan","category-miami-conventional-loan","category-miami-housing-market","category-miami-realtor","tag-5-down-payment-closing","tag-low-down-payment","tag-low-down-payment-closings"],"yoast_head":"\nLow Down Payment Closings - Mario's Home News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/marioshomenews.com\/?p=682\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Low Down Payment Closings - Mario's Home News\" \/>\n<meta property=\"og:description\" content=\"In the last two weeks, STC Loans together with C [...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/marioshomenews.com\/?p=682\" \/>\n<meta property=\"og:site_name\" content=\"Mario's Home News\" \/>\n<meta property=\"article:published_time\" content=\"2018-01-19T22:25:14+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/marioshomenews.com\/wp-content\/uploads\/2018\/01\/Screen-Shot-2018-01-19-at-3.00.50-PM-300x300.png\" \/>\n<meta name=\"author\" content=\"Andy Rodriguez\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Andy Rodriguez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=682#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=682\"},\"author\":{\"name\":\"Andy Rodriguez\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/#\\\/schema\\\/person\\\/0e8eb147a80e39031b6c0b97b4ef2b3e\"},\"headline\":\"Low Down Payment Closings\",\"datePublished\":\"2018-01-19T22:25:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=682\"},\"wordCount\":419,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=682#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/marioshomenews.com\\\/wp-content\\\/uploads\\\/2018\\\/01\\\/Screen-Shot-2018-01-19-at-3.00.50-PM-300x300.png\",\"keywords\":[\"5% down payment closing\",\"low down payment\",\"low down payment closings\"],\"articleSection\":[\"Loan\",\"Miami conventional loan\",\"Miami housing market\",\"Miami Realtor\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/marioshomenews.com\\\/?p=682#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/marioshomenews.com\\\/?p=682\",\"url\":\"https:\\\/\\\/marioshomenews.com\\\/?p=682\",\"name\":\"Low Down Payment Closings - 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